5 dangers of accepting abeg from motorists in an accident

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Chuks Udo Okonta

Don’t allow motorists who destroy your assets or harm you through an accident evade payment for damages by just begging for mercy, as they are bound by the law to acquire a motor third-party insurance to mitigate such risks.

It is a common occurrence seeing motorists whose vehicles cause harm or damages to others begging to evade payment for the mishap.

Under the law, every vehicle plying Nigeria roads is expected to have a third-party motor insurance which is sold for N15,000.

When a vehicle injures you or destroys your assets, the insured motorist can claim up to N3 million to settle the risk arising from the accident. This is why you should never take abeg from any motorist.

Dangers

*Incurring cost meant for insurers

By accepting abeg from motorists in an accident, you incur costs that insurance companies are meant to settle.

*Promoting ignorance

Many motorists with genuine motor insurance don’t know the value of the document in their possession. Refusing to accept abeg would activate their policies for claims settlement.

*Promotion of fake insurance

Accepting abeg from motorists encourages sales of fake insurance policies. When motorists benefit from claims payment, they would buy genuine claims.

*Stem insurance growth

As motorists make claims, they would acquire more insurance policies, thereby enhancing insurance sales.

*Encourages

By accepting abeg from motorists, you are encouraging to break the law and act irresponsibly.

Now that you are aware that it is dangerous to accept abeg from motorists in an accident, you should ensure offending motorists activate their third-party motor insurance and harness the benefits it provides.